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Enjoy 0% fee on purchases for a year with Halifax One Credit Card
The Halifax One credit card from Halifax, one of the celebrated banks, is among the most competitive existing in the market.
With a 0% fee for whole of the first year on purchases, it charges a standard APR of 12.9% (variable) after the introductory period. That apart you will have to pay a balance transfer fee of two per cent or a maximum of £50.
Other features of Halifax include 59 days of interest fee credit on all purchases provided you pay your full balance each month, a minimum credit limit of £500, foreign exchange commission of 2.75% and also cash advance fee of 2.5% among others.
In addition, you get insurance against online fraud when shopping online, card replacement facility if it gets lost, a 24 hour customer support service and advantage of online card management. An extra card is also provided for a family member above the age of 18.
The Halifax credit card is accepted in more than 20 million places all over the world where the Visa sign is evident.
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Just what I call a good deal !
Among credit cards you cannot get a better deal than this one.Now if only they had some "earn-points-for-rewards" schemes it would be even better.
User Rating : 8 /10  (
by :
Maur Beidi on
Tue, 30 Aug 2005 12:32:38 GMT
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Worth having
I got the card a couple of months back and so far, do not have too many reasons to complain. The 0% rate on the first year of purchases is very consumer friendly. Unlike some other card's, I have not been charged anything so far on my purchases as per the benefits. Hopefully if continues for the whole year this way. Even after that I feel, the 12.9% APR is not too bad though it always could have better. I am bit angry with their customer support people though for they behave very rudely. Everthing else about the card is good.
User Rating : 1 /10  (
by :
Great1 on
Fri, 05 Aug 2005 08:56:19 GMT
)
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- 50% 
